TERMS AND CONDITIONS

Use of Flatbread.hk is conditional upon you (the “User”) agreeing to the terms of this Agreement. Use of flatbread.hk shall be deemed to be your acceptance of the terms of this Agreement with Flatbread Technologies Limited, a Hong Kong Limited Company.


1. Definitions

I. In this Agreement, unless inconsistent with the context

i. Agreement means this agreement, its recitals, provisions and any schedule of this agreement.

ii. Third Party Property Listing Source means the any third party web site where property listing may be sourced;

iii. Any Third Party Data Source means the any third party web site or data feed in general where data may be sourced;

iv. Confidential Information includes account details and passwords.

v. Clause means a clause of this Agreement.

vi. Duration means the period from the date that you agree to this Agreement until it is terminated.

vii. Force Majeure means an act, omission or circumstance over which Flatbread Technologies Ltd. could not have reasonably exercised control including telecommunication failures.

viii. Intellectual Property Right includes any right arising from or capable of arising from the existing Hong Kong Intellectual Property legislation including any Ordinances and amendments that may be effected from time to time.

ix. Party and Parties means a party to this Agreement and their respective successors, trustees and permitted assigns.

x. Personal User means an individual user who has signed up for flatbread.hk

xi. Sub-clause means a sub-clause of this Agreement.

xii. Taxes includes taxes, duties and government charges, fees, levies, any penalty for not paying same and any liability for same.

xiii. Total Fee means the Bounty and Bounty Fee

xiv. User means both Personal User, Registered Agents, Any Third Party Data Source, Third Party Transaction Data Source, Third Party Property Listing Source and any person using flatbread.hk or interacting with Flatbread Technologies Ltd in any other capacity.


2. Interpretation

I. In this Agreement, unless inconsistent with the context

i. Words denoting a person shall include corporations, statutory corporations, partnerships, joint ventures, associations, boards, governments or semi-government agencies or authorities.

ii. Words denoting the singular number shall include the plural number and vice versa.

iii. Words denoting any gender shall include all other genders.

iv. A reference to a statute or a regulation also refers to any statute or regulation amending, or consolidating or re-enacting same.

v. Money references are references to the currency indicated, and in the absence of any specific indication the default currency is Hong Kong Dollars (HKD).

vi. A reference to “ includes ”, “ including ” or “ inclusive ” is to be construed as being a reference to “includes, without limitation”, “including, without limitation”, and “inclusive, without limitation” respectively.

vii. Headings used in this Agreement are for convenience and ease of reference only, and are not part of this Agreement and shall not be relevant or affect the meaning or interpretation of this Agreement.

viii. Every obligation express or implied into this Agreement and entered into by more than one Party shall bind them jointly and severally.

ix. Every right express or implied into this Agreement granted in favor of more than one Party shall be for the benefit of each of them jointly and severally.

x. A provision of this Agreement shall not be construed adversely to the Party that drafted it.

xi. If any provision or part provision of this Agreement is held invalid, unenforceable or illegal for any reason, this Agreement shall remain otherwise in full force apart from such provision or part provision which shall be deemed deleted.

xii. The recitals, provisions and any schedule to this Agreement form part of this Agreement and shall be read in the following order of precedence: the recitals, the provisions of this Agreement and then the Flatbread Technologies Ltd rules.

xiii. No right or remedy granted to Flatbread Technologies Ltd. pursuant to this Agreement excludes or shall be deemed to exclude or modify any other right or remedy which would otherwise be available to Flatbread Technologies Ltd. and all such granted rights and remedies are cumulative.


3. User’s Right to Use Flatbread Technologies Ltd

I. Subject to the terms of this Agreement Flatbread Technologies Ltd. grants User a revocable non-exclusive right to use flatbread.hk for the Duration.

II. Flatbread Technologies Ltd shall, from time to time, provide access codes to permit User to use flatbread.hk and various functions of flatbread.hk at the sole discretion of Flatbread Technologies Ltd.


4. User’s Responsibilities

I. User shall

i. comply and agree to be bound by the flatbread.hk rules as if same were set out in here in full and which rules may be updated and changed from time to time and are currently located at http://www.flatbread.hk/terms;

ii. comply with Flatbread Technologies Ltd ’s publishing policy which is

i. The User shall not publish anything which would be considered defamatory, knowingly inaccurate, offensive or which would infringe the rights of third parties.

iii. apply or accept, without delay, all updates issued by Flatbread Technologies Ltd from time to time to which User is entitled;

iv. backup their data wherever same is stored;

v. agree to and comply with the terms and conditions of any third party software or services supplied by Flatbread Technologies Ltd or made available with flatbread.hk and or not use such third party software and services;

vi. comply with all applicable laws including those that apply in relation to employment for the relevant jurisdiction;

vii. conduct all appropriate virus and security checks;

viii. ensure that their employees, sub-contractors and other agents who have authorized access to flatbread.hk are made aware of the terms of this Agreement;

ix. supervise and control the use of flatbread.hk in accordance with the terms of this Agreement;

x. immediately advise Flatbread Technologies Ltd. in writing upon User becoming aware of any person using flatbread.hk who is not authorized by Flatbread Technologies Ltd. to do so;

and

II. User shall not

i. copy, reproduce, translate, adapt, vary, modify, decompile, disassemble, reverse engineer, create derivative works of, sub-license, rent, lease, loan or distribute flatbread.hk other than as expressly authorized by this Agreement;

ii. engage in password sharing, remote desktop access or port aggregation without the express permission of Flatbread Technologies Ltd.;

iii. install, upload or execute any computer programs which have not been checked and are not expressly specified by Flatbread Technologies Ltd as suitable;

iv. interfere with the network or disrupt any other user, service or equipment;

v. permit any act which infringes the Intellectual Property Rights which subsist in flatbread.hk and which belong to Flatbread Technologies Ltd;

vi. provide or otherwise make available flatbread.hk in any form to any other person;

vii. use flatbread.hk for any illegal, unauthorized or dangerous purpose including unsolicited commercial e-mail;

viii. use flatbread.hk to publish any material for which it is not the Intellectual Property Right owner or licensed by the Intellectual Property Right owner or is defamatory.




5. Flatbread Technologies Ltd ’s rights

I. Flatbread Technologies Ltd. may, whilst being under no obligation to do so and at its sole discretion, without notice or giving any reason or incurring any liability for doing so

i. delete, remove or refuse to publish any listing;

ii. delete, remove or refuse to publish any material which is, in its sole opinion, without limitation,

i. dangerous;

ii. found in an unauthorized area;

iii. excessive in volume;

iv. unauthorized;

v. unlawful;

vi. in breach of Flatbread Technologies Ltd’s Reasonable Use or Publishing Policy; and

iii. take action if it suspects that malicious, illegal or unacceptable usage of flatbread.hk is occurring or has occurred, including destruction or disposal of User’s access passwords.

iv. revoke or discontinue the flatbread.hk service at Flatbread Technologies Ltd’s sole discretion.


6. Disclaimer & Acknowledgments

I. User acknowledges that

i. Using any kind of property is a complex area and flatbread.hk is not designed as a substitute in any way for professional advice and due diligence.

ii. Any data presented through flatbread.hk does not in any way represent an endorsement or warranty by Flatbread Technologies Ltd. for the underlying data source

iii. Flatbread Technologies Ltd. disclaims full responsibility for confirming and verifying any information provided by Users;

iv. flatbread.hk does not verify the bona fides of any listing, endorsement or advertisement nor does flatbread.hk in any way warrant, adopt or endorse same as its own;

v. flatbread.hk does not necessarily comply with any standard or legislation;

vi. flatbread.hk is licensed on the strict understanding that, subject to the warranties below, Flatbread Technologies Ltd is not responsible for the results of any actions taken by User, a third party or a third party relying on data supplied by flatbread.hk;

vii. Flatbread Technologies Ltd. cannot and does not warrant that flatbread.hk shall be available 24 hours a day or that any defect shall be corrected within a specific time frame;

viii. flatbread.hk is not necessarily secure, virus free or without defect; and

ix. Flatbread Technologies Ltd. is not responsible for

i. ensuring that flatbread.hk is suitable for User’s requirements or fit for any purpose;

ii. any interruption to flatbread.hk due to equipment failure, the need for routine maintenance, peak demand etc;

iii. the supply or maintenance of User’s equipment, software or telephone lines;

iv. monitoring, controlling or ensuring the accuracy, appropriateness or content of any information on the internet and does not do so; and

x. any software available on the internet or supplied by third parties.


7. Support

I. Flatbread Technologies Ltd. may, from time to time, make available various support services and other assistance in relation to flatbread.hk.

II. Should User wish to use such services then User shall pay the then published rate of Flatbread Technologies Ltd. in relation to such services. Such services are supplied pursuant to the terms and conditions set out in this Agreement.


8. Intellectual Property Rights

I. Flatbread Technologies Ltd. retains all the Intellectual Property Rights in flatbread.hk.

II. User hereby assigns all its Intellectual Property Rights it may have arising from or in relation to any of its suggestions or requirements in relation to the flatbread.hk to Flatbread Technologies Ltd. immediately as such rights are capable of assignment.

III. This assignment is absolute, worldwide and includes all present and future Intellectual Property Rights arising from or in relation to flatbread.hk.

IV. User acknowledges that User’s right to make any use of materials assigned pursuant to this Agreement, is dependent upon Flatbread Technologies Ltd. granting an express license to User, the granting and terms of which shall be at the sole discretion of Flatbread Technologies

Ltd.


9. Confidential Information

I. To the extent that Confidential Information is not in the public domain (other than by way of breach of this Agreement ) and is not known by User at the time of disclosure, User

i. shall

i. keep such information confidential;

ii. take all necessary precautions to prevent any disclosure of Confidential Information to unauthorized third parties; and

iii. inform Flatbread Technologies Ltd. of any suspected or actual disclosure of Confidential Information; and

ii. shall not, without the express written consent of Flatbread Technologies Ltd.

i. directly or indirectly divulge or communicate or otherwise disclose any Confidential Information , in whole or part to any third party;

ii. use any Confidential Information , other than for the express purpose set out in this Agreement; or

iii. remove or cause to be removed from Flatbread Technologies Ltd.’s systems any Confidential Information.

II. User shall be responsible for all use of the Confidential Information whether authorized by User or not

III. This Clause shall survive the termination of this Agreement.


10. Tax

I. Unless expressly stated to the contrary and to the extent permitted by law

i. Any Fees are exclusive of all Taxes which may arise in relation to the subject matter of this Agreement;

ii. User shall immediately pay any applicable Taxes to Flatbread Technologies Ltd. ; and

iii. User shall indemnify and keep indemnified Flatbread Technologies Ltd. from payment of the Taxes and any penalties arising from non-payment of same.


11. Suspension of Obligations

I. If User breaches any provision of this Agreement Flatbread Technologies Ltd. may, without further notice to User,

- suspend all its obligations to User under this Agreement;

- disable flatbread.hk using time out codes, remote access or other technological measures; and or

-withdraw any discount which was otherwise applicable to the Fees.


12. Specific Warnings

I. You must ensure that your access to this website and the flatbread.hk service is not illegal or prohibited by laws that apply to you.

II. You must take your own precautions to ensure that the process you use to access flatbread.hk does not expose you to the risk of viruses or malicious interference which may damage your own computer system or data. We accept no responsibility for any interference or damage to any computer system or corruption or loss of data that arises in connection with your use flatbread.hk or any linked website.

III. You acknowledge that we may not be able to confirm the identity of other registered flatbread.hk Users or prevent them acting under false pretenses or in a manner that infringes the rights of any person.

IV. We accept no liability for any losses arising directly or indirectly from a failure to provide the flatbread.hk service, errors or interruptions to the flatbread.hk service or any suspension or discontinuance of the flatbread.hk service.


V. We accept no liability for any transmissions by other users in contravention of the obligations as set out in this Agreement.


13. Force Majeure

I. Flatbread Technologies Ltd. shall not be liable for any delay or failure to perform its obligations if such a failure or delay is due to Force Majeure.


14. Limited Warranty

I. Flatbread Technologies Ltd. shall operate flatbread.hk with all due care and skill.

II. Flatbread Technologies Ltd. shall re-supply flatbread.hk if not supplied in accordance with this Clause provided that User notifies Flatbread Technologies Ltd. of same within a reasonable time. This remedy shall be User ’s sole and exclusive remedy for breach of this Agreement or any other cause of action against Flatbread Technologies Ltd.


15. Limitation of Liability

I. To the extent permitted by law and except as expressly provided to the contrary in this Agreement, all warranties whether express, implied, statutory or otherwise, relating in any way to the subject matter of this Agreement or to this Agreement generally, are excluded. Where legislation implies in this Agreement any condition or warranty and that legislation avoids or prohibits provisions in a contract excluding or modifying the application of or the exercise of or liability under such term, such term shall be deemed to be included in this Agreement. However, the liability of Flatbread Technologies Ltd. for any breach of such term shall be limited, at the option of Flatbread Technologies Ltd. , to any one or more of the following: if the breach related to goods: the replacement of the goods or the supply of equivalent goods; the repair of such goods; the payment of the cost of replacing the goods or of acquiring equivalent goods; or the payment of the cost of having the goods repaired; and if the breach relates to services the supplying of the services again; or the payment of the cost of having the services supplied again.

II. To the extent permitted by law and except as expressly provided to the contrary in this Agreement, Flatbread Technologies Ltd. shall not be under any liability (contractual, tortious or otherwise) to User in respect of any loss or damage (including consequential loss or damage) howsoever caused, which may be suffered or incurred or which may arise directly or indirectly in respect to the supply of goods or services pursuant to this Agreement or an act, failure or omission of Flatbread Technologies Ltd.


16. Further Assistance

I. User shall

i. declare, make or sign all documents and do all things necessary or desirable to give full effect to this Agreement; and

ii. if applicable, procure its officers, employees and agents to do same.

17. Indemnity

I. To the extent permitted by law, User shall release, indemnify and keep indemnified Flatbread Technologies Ltd. , its officers, employees and agents, against any injury, death, damage, loss, costs (including legal costs on an indemnity basis), expenses, interest, taxes or liability whether direct or indirect and whether sustained by Flatbread Technologies Ltd. , Flatbread Technologies Ltd ’s officers, employees and agents, User , User ’s officers, employees and agents or a third party User or other third party arising out of

i. a breach of this agreement by User;

ii. any willful, unlawful or negligent act or omission of User , its officers, employees or agents;

iii. any injury suffered by User ’s officers, employees or agents; and

iv. the discharge of User ’s obligations pursuant to this Agreement.

II. This indemnity applies regardless of whether or not legal proceedings are instituted.

III. This indemnity applies to any payment, settlement, compromise or determination regardless of whether same is, or is not, authorized by User.

IV. It is not necessary to incur any expense or make any payment before enforcing any right of indemnity under this Agreement.

V. This Clause survives termination of this Agreement.


18. Waiver

I. No right of Flatbread Technologies Ltd. under this Agreement shall be deemed to be waived except by notice in writing signed by Flatbread Technologies Ltd. Any such waiver shall be limited to its express terms.

II. Any failure by Flatbread Technologies Ltd. to enforce any provision of this Agreement, or any forbearance, delay or indulgence granted by Flatbread Technologies Ltd. shall not be construed as a waiver of Flatbread Technologies Ltd ’s rights.


19. Survival

I. The provisions of this Agreement which are capable of having effect after the expiration of this Agreement shall remain in full force and effect following the expiration of this Agreement.


20. Assignment, Novation and Sub-Contracts

I. User shall not sub-contract, sub-license, assign or novate, in whole or part, any entitlement or obligation under this Agreement without the prior written consent of Flatbread Technologies Ltd.

II. Flatbread Technologies Ltd. may

  1. sub-contract for the performance or part performance of this Agreement ; and

  2. assign this Agreement to a third party without notice and in such circumstances, Flatbread Technologies Ltd ’s rights and obligations under this Agreement shall be immediately terminated upon assignment.



21. Notices

I. Notices under this Agreement may be delivered by hand, by mail or by email.

II. Notices shall be deemed given in the case of

  1. hand delivery, upon written acknowledgment of receipt by an officer or other duly authorised employee, agent or representative of the receiving party;

  2. email, immediately upon acceptance of same by a machine outside the control of the sender;

  3. posting, 3 days after dispatch.


22. Termination

I. Flatbread Technologies Ltd. has the right to terminate this Agreement immediately if

i. User breaches any provision of this Agreement and such breach is not remedied within 14 days of notice by Flatbread Technologies Ltd.;

ii. User becomes, threatens or resolves to become or is in jeopardy of becoming subject to any form of insolvency administration;

iii. User , being a partnership, dissolves, threatens or resolves to dissolve or is in jeopardy of dissolving;

iv. User being a natural person, dies; or

v. User ceases or threatens to cease conducting its business in the normal manner.

II. In addition to terminating this Agreement, Flatbread Technologies Ltd.

i. may disable User ’s access to flatbread.hk ;

ii. may retain any moneys paid;

iii. may charge a reasonable sum for any un-invoiced items;

iv. shall be regarded as discharged from any further obligations under this Agreement;

v. shall be under no liability to User for damages or compensation or any other payment whatsoever;

vi. may immediately erase all data stored by Flatbread Technologies Ltd. ; and

vii. may pursue any additional or alternative remedies provided by law.


23. Governing Law

I. This Agreement shall be governed by and construed according to the law of Hong Kong, SAR, China.

II. The Parties irrevocably submit to the exclusive jurisdiction of the Courts of Hong Kong.


24. Content

I. Definition. For purposes of these Terms of Service, the term "Content" includes, without limitation, Listings, information, data, text, inquiries, photographs, videos, virtual tours, audio clips, written posts, reviews, feedback, and comments, software, scripts, graphics, and interactive features generated, provided, or otherwise made accessible on or through the Services. For the purposes of this Agreement, "Content" also includes all User Content (as defined below).

II. User Content. All property listing information, rental information, and other Content added, created, uploaded, submitted, distributed, or posted to the Services or otherwise provided by users (collectively "User Content"), whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such User Content. You represent that all User Content provided by you is accurate, complete, up-to-date, and in compliance with all applicable laws, rules and regulations. You acknowledge that all Content, including User Content, accessed by you using the Services is at your own risk and you will be solely responsible for any damage or loss to you or any other party resulting therefrom. We do not assume any responsibility or liability, or make any warranties or guarantees that any Content you access on or through the Services is or will continue to be accurate, safe or legal. All Content and information is subject to errors, omissions, changes in price, prior sale or rental, or withdrawal without notice. No representation, warranty, covenant, or guarantee is made as to the accuracy of any description. All measurements and square footages are approximate, may not be relied upon by you, and all information should be confirmed by you.

III. Notices and Restrictions. The Services may contain Content specifically provided by us, our partners or our users, and such Content is protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Services.

IV. Use License. Subject to these Terms of Service, we grant each user of the Services a worldwide, non- exclusive, non-sub licensable and non-transferable license to use (i.e., to download and display locally) Content solely for purposes of using the Services. Use, reproduction, modification, distribution or storage of any Content for other than purposes of using the Services is expressly prohibited without prior written permission from us. You shall not sell, license, rent, or otherwise use or exploit any Content outside the Services for commercial use or

in any way that violates any third party right.

V. License Grant. By submitting User Content through the Services, you hereby do and shall grant us a worldwide, non-exclusive, perpetual, royalty-free, fully paid, sub licensable and transferable license to use, edit, modify, truncate, aggregate, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Content in connection with the Site, the Services and our (and our successors' and assigns') businesses, including without limitation for promoting and redistributing part or all of the Site or the Services (and derivative works thereof) in any media formats and through any media channels (including, without limitation, third party websites and feeds), and including after your termination of your Account or the Services. You also hereby do and shall grant each user of the Site and/or the

Services a non-exclusive, perpetual license to access your User Content through the Site and/or the Services, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Content, including after your termination of your Account or the Services. For clarity, the foregoing license grants to us and our users does not affect your other ownership or license rights in your User Content, including the right to grant additional licenses to your User Content, unless otherwise agreed in writing. You represent and warrant that you have all rights to grant such licenses to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, trademarks, contract rights, or any other intellectual property or proprietary rights.

VI. Availability of Content. We do not guarantee that any Content will be made available on the Site or through the Services. We reserve the right to, but do not have any obligation to, (i) remove, edit or modify any Content in our sole discretion, at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if we are concerned that you may have violated these Terms of Service), or for no reason at all, and (ii) to remove or block any Content from the

Services.


25. Entire Agreement

I. Unless stated expressly to the contrary in this Agreement

i. this Agreement constitutes the entire agreement between the Parties for the subject matter referred to in this Agreement. Any prior arrangements, agreements, representations or undertakings are superseded;

ii. this Agreement is not to be construed as creating a joint venture, partnership or agency situation between the Parties. No Party may represent that there exists such a relationship between the Parties;

iii. no Party may bind another Party to any agreements, arrangements, contracts or understanding or represent that they have such authority; and

iv. no modification or alteration of any provision of this Agreement shall be valid except in writing signed by each Party save that Flatbread Technologies Ltd. may on 30 days notice change any term of this Agreement and in such a case User may terminate this Agreement during that notice period without further obligation.



WEBSITE PRIVACY POLICY

Flatbread Technologies Ltd. is committed to protecting and respecting your privacy.

This policy, together with our Terms of Use (http://www.flatbreadapp.com/terms) and any other documents referred to in it, sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.

  1. Information collection 

    1. In order to provide a better service to you, we may collect and process the following data about you:

      1. information that you provide by filling in forms on our website flatbreadapp.com (the “Site”). This includes information provided at the time of registering to use our Site, subscribing to our service, posting material or requesting further services. We may also ask you for information at other times, for example in connection with a promotion or when you report a problem with our Site;

      2. if you contact us, we may keep a record of that correspondence;

      3. we may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them;

      4. details of transactions you carry out through our Site and of the fulfilment of your orders;

      5. details of your visits to our Site and the resources that you access.

    1. We only retain personal data for so long as it is necessary. Data may be archived as long as the purpose for which the data was used still exists.

  1. Uses made of the information 

    1. The purposes for which information may be used by us in and outside the Hong Kong Special Administrative Region include:

      1. ensuring that content from our Site is presented in the most effective manner for you and for your computer;

      2. providing you with alerts, newsletter, education materials or information that you requested or signed up to;

      3. carrying out our obligations arising from any contracts entered into between you and us;

      4. allowing you to participate in interactive features of our service, when you choose to do so;

      5. designing and conducting surveys/questionnaires for client profiling/segmentation, statistical analysis, improving and furthering the provision our products and services;

      6. complying with laws and regulations applicable to us or any of our affiliates in or outside the Hong Kong Special Administrative Region;

      7. legal proceedings, including collecting overdue amounts and seeking professional advices;

      8. researching, designing and launching services or products including seminars/events/forums;

      9. promoting and marketing services and products subject to your exercise of the opt-out right (please see further details in Clause 2.2 below); or

      10. purposes directly related or incidental to the above.

    1. We intend to use your data in direct marketing and we require your consent (which includes an indication of no objection) for that purpose. In this connection, please note that:

      1. your name, contact details (including address, contact number, email address), products and services information, transaction pattern and behaviour, background and demographic data held by us from time to time may be used by us in direct marketing;

      2. the following classes of services, products and subjects may be marketed in direct marketing:

        1. services and products related to our Site and/or our affiliates (including marketing affiliates programs we are a part of);

        2. reward, loyalty or privileges programmes, promotional offers and related services; and

        3. invitations to events such as seminars/webinars/tele-seminars, conferences, live programs or events.

      1. We may conduct direct marketing via fax, email, direct mail, telephone and other means of communication or send e-newsletters to you. You may choose not to receive promotional materials, by simply telling us (see below for contact details), and we will cease to do so, without charge.

  1. Disclosure of your information 

We will keep the personal data we hold confidential but may provide information to:

      1. personnel, agents, advisers, auditors, contractors, financial institutions, and service providers in connection with our operations or services;

      2. our overseas offices, affiliates, business partners and counterparts (if any);

      3. persons under a duty of confidentiality to us;

      4. persons to whom we are required to make disclosure under applicable laws and regulations in or outside the Hong Kong Special Administrative Region; or

      5. actual or proposed transferees or participants of our services in or outside the Hong Kong Special Administrative Region.

  1. Cookies 

    1. Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our Site. By continuing to browse the Site, you are agreeing to our use of cookies.

    2. A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer's hard drive.

    3. We use the following cookies: 

      1. Strictly necessary cookies. These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website, use a shopping cart or make use of e-billing services. 

      2. Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily. 

      3. Functionality cookies. These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).

      4. Targeting cookies. These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.

    1. Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.

    2. We may use the following third party web analytic services on the website. The service providers that administer these services use technologies such as cookies, web server logs and web beacons to help us analyse how visitors use the website. The information collected through these means (including IP address) is disclosed to these service providers, who use the information to evaluate use of the website. These analytic services may use the data collected to contextualise and personalise the marketing materials of their own advertising network.

Google Analytics

    1. Google Analytics is a web analysis service provided by Google Inc. ("Google"). Google's ability to use and share information collected by Google Analytics is in accordance with their policies: http://www.google.com/policies/privacy/partners/

    2. You can prevent Google's collection and processing of data by using the Google Ads Settings page or downloading and installing their browser plug-in (https://tools.google.com/dlpage/gaoptout).

    3. You block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our Site. 

  1. Security 

    1. All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted using SSL technology. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our Site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

    2. Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our Site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

  2. Changes to our Privacy Policy

Any changes we may make to our Privacy Policy in the future will be posted on this page and, where appropriate, we will update you on the changes of our Privacy Policy by email.

  1. Data transfers

We may hold your data on servers in Hong Kong and any other territories as we see fit from time to time. We may also transfer your data to our overseas offices or to any people listed at Clause 3 above, who may be located in or outside of the Hong Kong Special Administrative Region.

  1. Your consent and rights

    1. By using our service, making an application or visiting our website, you consent to the collection and use of your information and other activities as outlined in this policy.

    2. Under the Hong Kong Personal Data (Privacy) Ordinance (the "Ordinance"), individuals have the right:

      1. to check whether we hold personal data about you and to access such data;

      2. to require us to correct as soon as reasonably practicable any data relating to you that is inaccurate;

      3. to ascertain our policies and practices in relation to personal data and the kind of personal data held by us; and

      4. to object to the use of your personal data for marketing purposes and we shall not use your personal data for marketing purposes after you communicate your objection to us.

    1. You may exercise your opt-out right by notifying us if you wish to object to the use of your personal data for direct marketing purposes. Please send requests for such objections, access to data, correction of data, information regarding policies and practices and kinds of data held, questions or complaints to:

Name: Eugene Ng
Address: Unit D, 14/F, Block 2, Vigor Industrial Building, 49-53 Ta Chuen Ping Street, Kwai Chung, N.T.
Tel: +852 6281 4035
Fax: +852 2704 0789
Email: admin@flatbreadapp.com

    1. In accordance with the terms of the Ordinance, we have the right to and may charge a reasonable fee for processing any data access request.

    2. In the event that a User wishes to access or amend his or her personal information and data, the Company may request him or her to provide personal details in order to verify and confirm his or her identity. A HKID card number or passport number or business registration certificate number cannot be amended unless such data is proved to be inaccurate. The Company is required to respond to a